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Home Loan Mortgage Specialists is committed to helping you find the right mortgage product for your needs.

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We understand that every borrower and loan scenario is different, and we offer a variety of products to meet your individual situation. We make the refinance or purchase process simple and straightforward by offering you the latest in financial tools to help you to make sound financial choices.

FHA Loan

Advantages of FHA Loans: -You can qualify with a lower credit score compared to other loans and higher debt ratios allowed. -30 year fixed, 15 year fixed, 5/1 arm, and 3/1 arm loan products are offered -You can buy a home with a down payment as low as 3.5%.

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VA Loan

Advantages of FHA Loans: -You can qualify with a lower credit score compared to other loans and higher debt ratios allowed. -30 year fixed, 15 year fixed, 5/1 arm, and 3/1 arm loan products are offered -You can buy a home with a down payment as low as 3.5%.

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Jumbo Loan

Advantages of FHA Loans: -You can qualify with a lower credit score compared to other loans and higher debt ratios allowed. -30 year fixed, 15 year fixed, 5/1 arm, and 3/1 arm loan products are offered -You can buy a home with a down payment as low as 3.5%.

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Get Home loans based on your requirements, and apply today on HLMS

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What is the difference between a fixed-rate loan and an adjustable-rate loan?

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How is an index and margin used in an ARM?

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